Skip to main content

I got this in the mail

Out of my mailbox come an offer for a pre-approved platinum Visa card. Now at this point in my life, the last thing I need is a credit card of any kind. As I'm getting ready to shred this gem, I noticed that the annual fee for this card was $69. You know, that is quite appropriate considering what credit card companies end up doing to millions of people.

Comments

clean and crazy said…
we use cash now. we stopped using the credit cards for any of our grocery or gas purchases. we use the envelope method for our budget and i no longer call him at work to pick up a few things. even though we pay our bills off at the end of every month they still make money from the charges and they consider us deadbeats because they don't make any money off of us in interest so the customer service is crap. glad you cut it up!!

you know i thought we went to credit cards to be safer so we wouldn't get robbed, i think if i got robbed once a year it would be less then the finance charges the credit card companies make!! i will go back to cash thanks for the post
Jen said…
We could build a tree or three or four with all of those mailings for credit cards we get.
$69=ridiculous!
Ben said…
We get mad when our credit card provider keeps threatening to INCREASE our limits! Don't TEMPT us!!! (actually, we have always paid the thing off immediately, and we use it sparingly - mainly to keep gas in the car).
Michelle said…
I've never owned a credit card. Hubby had one for travelling to Africa (his bank savings card wouldn't work to draw out money in Africa), but we hardly ever used it.

Even so... they still managed to get more from us in fees and "stuff" than we spent using it. When Hubby went in to say he didn't want it anymore the bank argued with him! For months and months they refused to cancel the card, even though he kept complaining about it. No woner the world is such a mess when your bank wants you to be in debt to them... modern slavery alive and well?

Popular posts from this blog

Post 800: Time to chat

Hi Guys, It's hard to believe that this is post number 800 for this blog. I started this blog out of my desire to communicate. Since radio and television is becoming more and more automated and less and less personal, I'm glad I made the decision to go in this direction as it has given me many blessings. When I first decided to write my musings, a friend from the radio and television boards who goes by the name of newsnomore, told me not to be discouraged if I didn't get any readers. The fact that I did in the early going made me surprised and grateful that anyone was enjoying what I wrote. I've had people tell me that maybe it wasn't meant for me to ever be in radio, that maybe my calling was blogging. Nowadays I think blogging makes for better two way conversation than terrestrial radio, especially the way I do it, non confrontational. The closest I come from any confrontation is the innocent digs that Pat and I shoot at each other. On an average day I get betwee...

Expand My Territories

Jabez cried out to the God of Israel, "Oh, that you would bless me and enlarge my territory! Let your hand be with me, and keep me from harm so that I will be free from pain." And God granted his request. 1 Chronicles 4:10 NIV The verse above is commonly referred to as the Prayer of Jabez. I was impressed to find my copy of the book written by Bruce Wilkinson and read it again. Some recent happenings prompted me to reflect upon how my territories have been expanded. The Lord has been blessing me and I have really not deserved these blessings. The past several years, I have been sharing my poetry with my friends on Facebook. I also share the poems with others by writing them on index cards. These are usually received with smiles and people telling me that I should write a book. For years, I have been under the belief that poets and composers achieve the greatest fame after they start decomposing.  The last year or so, I have shared my poems with some best selling author...

From a "Battleground State"

I am going to make this one short and sweet. I live in Ohio, in this election season, one of the so called "Battleground states," a state crucial for any candidate presidential hopes. Of course we have had many visits from presidential and vice presidential candidates. Other blogs have dissected both campaigns so I will not. The only questions I have is will the promises made by either of these candidates exclusive to these states be fulfilled, or will they prove only to be hot air?